Bank of the Ozarks Landing Page

Whether you’re buying for the first time or looking to refinance, Bank of the Ozarks has a mortgage plan suited just for you. Our experienced Loan Originators will help simplify your path to home ownership.

HOME OWNERSHIP IS
WITHIN YOUR REACH.

Bank of the Ozarks makes it possible for you to buy a home with the Freedom Advantage Mortgage with up to 100% financing toward down payment or closing costs. And you could qualify for a loan with no monthly Private Mortgage Insurance (PMI), saving you hundreds of dollars.

Or, based on your family size and household income, you may qualify for grant funds to help with down payment and closing cost assistance.

For help with the mortgage best for you either apply online or contact Todd McCotter NMLS #646197, Cathy Gibbs NMLS #1088388 or William Proctor NMLS #73798, Bank of the Ozarks Loan Originators.

Freedom Advantage Mortgage*

More flexible underwriting criteria than secondary market lending
100% and 97% financing options available
Down payment assistance and grants available
No private mortgage insurance
Do not have to be a first time borrower
Available for home refinance
Availability subject to property location and borrower income

Contact Todd McCotter

Contact Cathy Gibbs

Contact William Proctor

APPLY ONLINE

*All applications subject to program and underwriting guidelines.

WE’RE READY TO CREATE A MORTGAGE PLAN THAT FITS YOU BEST.

Our experienced team of loan originators stand ready to create the mortgage plan that suits you and your personal needs best. We offer two basic types of mortgage products: Mortgage Loans extended by our Bank which we service internally and Secondary Market Mortgage Loans originated by us and transferred to an investor for servicing.

If you have questions or need help determining the mortgage that's best for you, contact Todd McCotter NMLS #646197, Cathy Gibbs NMLS #1088388 or William Proctor NMLS #73798, Bank of the Ozarks Loan Originators.